This product is designed to Finance Working Capital of SMEs
Features
- Individuals: Ugx 50,000 - Ugx 200 million
- Institutions: Ugx 500,000 - Ugx 500 million
Benefits
- Fast processing Speed
- Flexible loan period of weekly, monthly, quarterly, termly or bi-annually & short turn around time.
Requirements
- Applicant should be 18 years and above
- Bank statement certified by the bank
- Original documents of the ownership for security
- Photocopy of the National ID
- Two guarantors with active KYAPSave Accounts
- Must have operated KYAPSAVE account atleast for one month
- A spouse if married
This product is designed for members who are engaged in crop and livestock farming, Agro-produce, Agro-inputs, agro-processors etc.
Features
- Individuals: Ugx 50,000 - Ugx 200 million
- Institutions: Ugx 500,000 - Ugx 500 million
- Loan period 1 day to 24 months
Benefits
- Grace period 1 to 6 months
- Payable monthly, quarterly or bi-annually
Requirements
- Applicant should be 18 years and above
- Bank statement certified by the bank
- Original documents of the ownership for security
- Photocopy of the National ID
- Must have operated KYAPSAVE account atleast for one month
- Two guarantors with active KYAPSave Accounts
- A spouse if married
This product is designed to help members to acquire motorcycles with ease and create employment for youth.
Benefits
- Can be accessed along with other loan products
- Maximum loan period is 18 months
- Motorcycle can act as the security
- Easy to access
- The loan balance is calculated on reducing balance
- Timely availability of physical motorcycle
- Timely access of the logbook
Requirements
-
- Deposit of 40% of the motorcycle cost
- Two guarantors with active KYAPSave Accounts
- A spouse if married
This product facilitates members to make termly school fees payments and purchase of other scholarstic materials
Features
- Individuals: Ugx 50,000 - Ugx 7 million
- Loan period 1 to 6 months
Benefits
- Can be accessed along with other loan products
Requirements
-
- Fees bill
- Original documents of the ownership for security
- Photocopy of National ID
- Must have operated KYAPSAVE account atleast for one month
- Two guarantors with active KYAPSAVE accounts
This product is designed for construction of water tanks, Purchase of plastic tanks, construction of pit latrines (VIP) and flush toilets, bathrooms, purchase of irrigation equipments, construction of dams and shallow wells, etc
Since the water provision might not be income generating, this loan will be extended to all members engaged in these activities Trade,Service Industry, Agribusiness, Home improvement.
Features
- Individuals: Ugx 50,000 - Ugx 30 million
- Institutions and groups: Ugx 100,000 - Ugx 50 million
- Loan period 6 to 24 months
Benefits
- Can be accessed along with other loan products
- Payable weekely, monthly, termly/ per semester
Requirements
- Eligible for residents from 18 - 70 years old
- Must be a resident of the area for atleast 2 years
- Fully paid up member of KYAPS
- Good loan repayment and savings track record
This product is designed to help all KYAPS members to acquire land titles for their land both in villages and urban areas
There are three types of clients for this loan and these include those who need:
- Title loans only
- Both loan and land title
- To pay cash so that KYAPS helps them to get land titles
Features
- Loan Amount: Ugx 1.5 million - Ugx 2.5 million
- Loan period 6 to 24 months
Benefits
- Helps to provide true ownership of the land
- Adds value to our members' lands
- Helps members to have genuine securities
- Helps members get valuable rate of compensation
Requirements
- Must be a registered member of KYAPS
- Must have an active account
- Client must possess original documents of the ownership of the land
- Must be a credit worthy member
- Must be a citizen by birth or a national of Uganda.
- Must be a resident at least one year
- Provide evidence of profitable productive activity/business which must guarantee daily income
This product is designed to help all KYAPS members to improve their homes and neigbourhoods
Features
- Ugx 50,000 - Ugx 30 million for land acquistion/construction/renovations
- Ugx 50,000 - 10 million for Home Assets
- Loan period: 1 to 24 months for land and constructions/renovations
- Loan period: 1 to 12 months for Home Assets
Benefits
- Helps to improve their homes
- Weekly, monthly, termly, quarterly or Bi-annually
Requirements
- Original Identification Documents
- Two guarantors with active KYAPSAVE accounts
This product is designed to help all KYAPS members to access quick money in case of shortage
Features
- Individuals:Ugx 50,000 - 30 million
- Institutions: Ugx 100,000 - 100million
- Loan period: 1 to 2 months
Benefits
- Helps to improve their homes
- Weekly, monthly
Requirements
- Original Identification Documents
- Two guarantors with active KYAPSAVE accounts
This product is designed to help all KYAPS members to acquire matresses and blankets especially the youth and low income earners.
Features
- Loan Amount: up to Ugx 300,000
- Loan period: 1 to 6 months
Benefits
- Helps members to get matresses
- Weekly, monthly
Requirements
- Original Identification Documents
- Two guarantors with active KYAPSAVE accounts